Aviva Zero Car Insurance Reviews

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Aviva Zero Car Insurance

As one of the largest general insurers in the UK, Aviva has a wide range of car insurance policies to cater to the diverse needs of its customers. With a history dating back to 1797, Aviva has built a reputation for providing reliable and comprehensive coverage to its policyholders. 

In this article, we will talk all about Aviva zero car insurance, exploring everything from basic to advanced level. Have a look:

What is Aviva Zero Car Insurance

Aviva zero car insurance is a type of insurance policy that covers you against financial losses or damages resulting from accidents, theft, or other unforeseen events while driving your vehicle. The policy provides financial protection to you, your vehicle, and other parties involved in an accident.

Aviva has three main types of car insurance policies: comprehensive, third-party fire and theft, and third-party only.

Types of Aviva zero car insurance policy

Here are three main types of this insurance policy:

  • Comprehensive Policy: This policy covers your vehicle against accidental damage, theft, fire, and other unforeseen events. It also provides personal accident cover, which pays out in the event of an accident, regardless of who is at fault.
  • Third-Party Fire and Theft Policy: This policy covers your vehicle against fire and theft but not against accidental damage. It also provides third-party cover, which covers damages or injuries to other parties involved in an accident.
  • Third-Party Only Policy: This policy provides cover for damages or injuries to other parties involved in an accident, but does not cover your vehicle against accidental damage, theft, or fire.

Aviva Zero Zero Car Insurance Features and Benefits

Aviva car insurance has a number of features and benefits that set it apart from other insurance providers. Some of the features include:

  • Aviva has accompanied driver cover for learners and new drivers, which allows them to gain driving experience while being supervised by a qualified driver.
  • Aviva has specialized insurance policies for electric vehicles, which take into account the unique features and requirements of these vehicles.
  • Aviva’s telematics insurance policy uses data from a black box installed in your vehicle to monitor your driving habits and provide personalized insurance quotes.
  • Aviva has a multi-car discount for policyholders who have multiple vehicles insured with the company.
  • It has a no-claims discount for policyholders who do not make a claim during the policy period.

Pros and cons

Here are some pros and cons of Aviva Car Insurance:

Pros:

  • Many customers praise Aviva’s customer service, saying it’s easy to contact and staff are helpful.
  • Aviva’s premiums are considered reasonable, especially considering the excellence of their services and staff competence.
  • Aviva has a variety of financial products, including car, van, motorbike, travel, pet, home, and life insurance.
  • Aviva has a long history dating back to 1696, making it a trusted and established brand.
  • Aviva has a reputation for being supportive with claims, with many customers praising their handling of claims.

Cons:

  • Aviva’s prices have increased over the years, with some customers complaining of significant hikes in their renewal premiums.
  • Aviva may not offer as many discounts as some other insurance providers, which can make their premiums more expensive.
  • Some customers find Aviva’s policies complex and difficult to understand, which can lead to misunderstandings and disputes.
  • Aviva’s policies may not offer as much flexibility as some other providers, which can limit customers’ options.
  • While many customers are satisfied with Aviva, some have mixed experiences, citing issues with customer service, claims handling, and pricing.

Aviva Car Insurance Reviews

Aviva Car Insurance has received a mixed bag of reviews from customers. While some have praised the company’s competitive pricing and ease of sign-up, others have expressed frustration with long wait times, poor customer service, and difficulty with claims processing.

Reviews from Various Sources:

  • On Trustpilot, Aviva Car Insurance has a “Great” rating of 4 out of 5 stars, based on over 30,700 reviews.
  • On Smart Money People, Aviva Car Insurance has an average rating of 3.5 out of 5 stars based on over 1,000 reviews.
  • On Review Centre, Aviva Car Insurance has an average rating of 3.2 out of 5 stars based on over 200 reviews.

How to Contact Aviva Insurance?

To contact Aviva Insurance, you can use the following methods:

  • Phone: Call 1-866-MYAVIVA (1-866-692-8482) for claims care advisor support.
  • Online: Submit your claim online or use the online forms for various services.
  • Email: Use the email address provided by Aviva for your specific policy or inquiry.
  • MyAviva App: Manage your insurance, savings, and investments on the go using the MyAviva app.

FAQs

How do I contact Aviva car insurance? 

You can contact Aviva car insurance by phone, email, or online platform. You can also use their postal and social media contacts.

What is the process for making a claim? 

To make a claim, you can use the provided phone numbers or online options. You can also use specific contact methods for complaints and breakdown services.

Can I get a quote for Aviva car insurance? 

Yes, you can get a quote for Aviva car insurance by visiting their website or contacting their customer service team.

What is the minimum age requirement for Aviva car insurance? 

The minimum age requirement for Aviva car insurance is 17 years old for learner drivers and 18 years old for new drivers.

Can I add my learner driver to my existing policy? 

Yes, you can add your learner driver to your existing policy, but you will need to meet the minimum age requirement and provide proof of your driving license.

Conclusion

Aviva zero car insurance is a complete and reliable insurance policy that has a number of features and benefits to its policyholders. Aviva car insurance provides financial protection against accidents, theft, and other unforeseen events. 

With a number of policies to choose from, including comprehensive, third-party fire and theft, and third-party only, Aviva has something to offer every type of driver. By understanding the features and benefits of Aviva car insurance, you can make an informed decision about which policy is right for you.

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